HELP CENTRE (Mon-Fri 9am-6pm)
1300 514 633
1300 514 633
1300 514 633
Please select the level of cover you're interested in below:
Homemaker,Generic 1: University Qualified Professionals / Executives,Generic 2: Other Qualified Professionals / Clerical,Generic 3: Professionals - Medium Risk / Sales,Generic 4: Qualified Light Manual,Generic 5: Semi-Skilled Manual,Generic 6: Other Manual,Generic 7: Occupation without disability cover,Generic 8: Occupation requiring individual consideration,Unemployed,Pensioner,Retired,Student,Asbestos Industry Worker/Miner,Ammunition Worker,Battery Repairs and Fitting,Parliamentarian or Councillor,Judge,Magistrate,Coroner,Chief Executive Officer/General Manager,Licensed Builder,Importer or Exporter,Company Secretary,Human Resource Manager,Production Manager (Manufacturing),Production Manager (Mining),Supply and Distribution Manager,Information Technology Manager,Sales and Marketing Manager,Business Development Manager,Director of Nursing,Medical Administrator,School Principal,Education Inspector,Child Care Co-ordinator,Research and Development Manager,Laboratory Scientist,Laboratory Assistant/Technician,Welfare Centre Manager,Sports Administrator,Business Manager,Beef Cattle Farmer,Dairy Farmer,Sheep Farmer,Pig Farmer,Poultry Farmer,Animal Breeder,Trainer, Groomer,Horse Breeder,Dog Breeder,Apiarist,Livestock Farmer,Sugar Cane Grower,Tobacco Grower,Fruit and Nut Grower,Vegetable Grower,Market Gardener,Crop Farmer,Aquaculture Farmer,Chemist,Geologist,Geophysicist,Anatomist or Physiologist,Botanist,Zoologist,Biochemist,Marine Biologist,Biologist,Geneticist,Toxicologist,Forester,Park Ranger,Soil Scientist,Scientist, degree qualified, field work,Agricultural Scientist,Agricultural Adviser,Medical Scientist,Physicist,Astronomer,Meteorologist,Physical Metallurgist,Scientist,Architect,Landscape Architect,Quantity Surveyor,Cartographer,Surveyor,Civil Engineer,Electrical Engineer,Electronics Engineer,Mechanical Engineer,Production or Plant Engineer,Aeronautical Engineer,Agricultural Engineer,Biomedical Engineer,Chemical Engineer,Industrial Engineer,Accountant,Auditor,Public Relations Officer,Public Servant,Marketing Specialist,Market Research Analyst,Advertising Specialist,Sales Representative,Sales Representative (Travelling),Applications and Analyst Programmer,Computer Programmer - degree qualified,Computer Programmer - no degee,Computing Professional,Personnel Officer or Consultant,Industrial Relations Officer,Training Officer,Librarian,Mathematician,Statistician,Actuary,Management Consultant,Quality Assurance Manager,Valuer,Records Manager,Archivist,Medical Practitioner,Anaesthetist,Dermatologist,Obstetrician and Gynaecologist,Ophthalmologist,Paediatrician,Pathologist,Specialist Physician,Psychiatrist,Radiologist,Surgeon,Cardiologist,Neurologist,Orthopaedic Surgeon,Endocrinologist,Gastroenterologist,Urologist,Plastic Surgeon,Haematologist,Specialist Medical Practitioner,Nurse Manager,Registered Nurse,Theatre Nurse,Geriatric Nurse,Registered Midwife,Registered Mental Health Nurse,Dentist,Dental Specialist,Industrial Chemist,Pharmacist,Occupational Therapist,Optometrist,Physiotherapist,Speech Pathologist,Chiropractor,Osteopath,Podiatrist,Medical Diagnostic Radiographer,Sonographer,Xray Technician,Veterinarian,Veterinarian, Large Animals,Dietitian,Naturopath,Acupuncturist,Natural Therapy Professional (Homeopath/Herbalist),Audiologist,Orthoptist/Prosthetist,Orthotist,Health Inspector,Preschool Teacher,School Teacher (Primary or Secondary),Physical Education Teacher,Special Education Teacher,University Lecturer,University Tutor,Vocational Education Teacher,Music Teacher,Dance Teacher,Education Officer,Social Worker,Welfare Worker,Community Worker,Rehabilitation Counsellor,Careers Counsellor,Student Counsellor,Counsellor,Psychologist,Minister of Religion,Barrister,Solicitor,Economist,Urban and Regional Planner,Historian,Interpreter,Translator,Archaeologist,Painter (Visual Arts),Sculptor,Potter or Ceramic Artist,Goldsmith,Silversmith,Coppersmith,Visual Arts and Crafts Professionals,Photographer,Videographer,Fashion Designer,Graphic Designer,Interior Designer,Illustrator/Cartoonist,Editor,Print Journalist,Television Journalist,Radio Journalist,Copywriter,Journalist,Author,Book Editor,Script Editor/Writer,Director/Producer (Film, Television, Radio or Stage),Film and Video Editor,Stage Manager,Music Director,Disc Jockey (DJ),Singer,Composer,Musicians,Actor,Dancer or Choreographer,Acrobat,Circus Performer,Stuntman,Radio Presenter,Television Presenter,Aircraft Pilot,Air Traffic Controller,Flight Engineer,Flying Instructor,Helicopter Pilot,Aerial Photographer,Agricultural Pilot,Test Pilot,Aircraft Refueller,Ship?s Master,Ferry Captain,Master Fisherman,Ship?s Engineer,Marine Surveyor,Ship?s Officer,Sea Transport Crew,Occupational Health and Safety Officer,Conservator,Winemaker,Museum or Gallery Curator,Taxidermist,Medical Laboratory Technical Officer,Draughtsperson,Building Inspector,Building Industry, Supervisor,Bank Manager,Stockbroking Dealer,Futures Trader,Stockbroker/Financial Market Dealer,Commodities Trader,Insurance Broker,Bookmaker,Financial Dealer and Broker,Financial Planner,Office Manager,Project Manager,Real Estate Agency Manager,Property Manager,Property Developer,Real Estate Salesperson,Computing Support Technician,Shop Manager,Shopkeeper/Proprietor - Petshop,Shopkeeper/Proprietor - Pawnbroker,Shopkeeper/Proprietor - Adult Books/Goods,Shopkeeper/Proprietor - Antiques,Shopkeeper/Proprietor - Aquarium,Shopkeeper/Proprietor - Art Supplies,Shopkeeper/Proprietor - Baby Goods,Shopkeeper/Proprietor - Bedding,Shopkeeper/Proprietor - Bicycles,Shopkeeper/Proprietor - Books,Shopkeeper/Proprietor - Bootmaker,Shopkeeper/Proprietor - Bread/Cakes,Shopkeeper/Proprietor - Butcher,Shopkeeper/Proprietor - Camping Equipment,Shopkeeper/Proprietor - Cane Goods,Shopkeeper/Proprietor - Cards,Shopkeeper/Proprietor - Carpets/Floor Coverings,Shopkeeper/Proprietor - China/Glassware,Shopkeeper/Proprietor - Clothing,Shopkeeper/Proprietor - Coffee Lounge,Shopkeeper/Proprietor - Computers,Shopkeeper/Proprietor - Confectionery,Shopkeeper/Proprietor - Curtains/Blinds,Shopkeeper/Proprietor - Delicatessen,Shopkeeper/Proprietor - Department Store,Shopkeeper/Proprietor - Disposal,Shopkeeper/Proprietor - Dry Cleaning,Shopkeeper/Proprietor - Duty Free,Shopkeeper/Proprietor - Electrical Goods,Shopkeeper/Proprietor - Fast Food/Takeaway,Shopkeeper/Proprietor - Fish and Chips,Shopkeeper/Proprietor - Florist,Shopkeeper/Proprietor - Footwear,Shopkeeper/Proprietor - Furniture,Shopkeeper/Proprietor - General Store,Shopkeeper/Proprietor - Gift Shop,Shopkeeper/Proprietor - Greengrocer,Shopkeeper/Proprietor - Gunsmith,Shopkeeper/Proprietor - Haberdashery/Drapery,Shopkeeper/Proprietor - Hardware,Shopkeeper/Proprietor - Health Foods,Shopkeeper/Proprietor - Ice Cream,Shopkeeper/Proprietor - Jewellery,Shopkeeper/Proprietor - Lawnmower,Shopkeeper/Proprietor - Light Fittings,Shopkeeper/Proprietor - Lingerie,Shopkeeper/Proprietor - Liquor Store,Shopkeeper/Proprietor - Locksmith,Shopkeeper/Proprietor - Milk Bar,Shopkeeper/Proprietor - Motor Vehicle Spares/Accessories,Shopkeeper/Proprietor - Musical Equipment,Shopkeeper/Proprietor - Nursery/Garden,Shopkeeper/Proprietor - Office Equipment,Shopkeeper/Proprietor - Office Supplies,Shopkeeper/Proprietor - Outdoor Supplies,Shopkeeper/Proprietor - Paint/Wallpaper,Shopkeeper/Proprietor - Photographic,Shopkeeper/Proprietor - Produce Merchant,Shopkeeper/Proprietor - Records/Music/CDs/DVDs,Shopkeeper/Proprietor - Second Hand Goods,Shopkeeper/Proprietor - Skin, Hide and Leather Goods,Shopkeeper/Proprietor - Sporting Goods,Shopkeeper/Proprietor - Stationery,Shopkeeper/Proprietor - Supermarket,Shopkeeper/Proprietor - Swimming Pool Supplies,Shopkeeper/Proprietor - Telephones,Shopkeeper/Proprietor - Tobacconist,Shopkeeper/Proprietor - Toys,Shopkeeper/Proprietor - Video Hire,Restaurant and Catering Manager,Chef/Cook,Hotel or Motel Manager,Club Manager (Licensed Premises),Caravan Park and Camping Ground Manager,Boarding House Manager,Fitness Centre Manager,Sports Centre Manager,Amusement Centre Manager,Customer Service Manager,Transport Company Manager,Post Office Manager,Railway Station Manager,Betting Agency (TAB) Branch Manager,Stock and Station Agent,Travel Agency Manager,Theatre or Cinema Manager,Funeral Director,Marina Owner/Manager,Managing Supervisor (Sales and Service),Enrolled Nurse,Parole or Probation Officer,Youth Worker,Disabilities Services Officer,Ambulance Officer,Intensive Care Ambulance Paramedic,Dental Hygienist,Dental Technician,Masseur,Myotherapist,Supervisor, Police Officers,Police Officer,Police Officer, Dog Squad,Police Officer, Motorcyclist,Police Officer, Rescue,Police Officer, Air Wing,Police Officer, Special Weapons,Police Officer, Bomb Disposal,Primary Products Inspector,Safety Inspector,Boxer,Reinsman, Trotting,Tennis Player,Jockey,Golfer,Footballer,Sportsperson,Gymnastics Coach,Tennis Coach,Swimming Coach,Horseriding Coach,Sports Coach,Sports Umpire,Senior Fire Fighter,Retail Buyer,Interior Decorator,Private Investigator,Search and Rescue Worker,Diesel Mechanic,Machinist (Metal or Wood),Fitter,Textile, Clothing or Footwear Machinist,Toolmaker,Aircraft Maintenance Engineer,Supervisor, Precision Metal Tradespersons,Precision Instrument Maker and Repairer,Watch and Clock Maker and Repairer,Locksmith,Gunsmith,Engraver,Sheet Metal Worker,Boilermaker,Welder,Blacksmith,Farrier,Foundry Worker,Electroplater,Motor Mechanic,Automotive Electrician,Panel Beater,Vehicle Spray Painter,Vehicle Body Maker,Vehicle Trimmer/Upholsterer,Electrician,Electrical Fitter,Lift Mechanic,Refrigeration and Airconditioning Mechanic,Electrical Powerline Tradesperson,Cable Jointer,Electronic Equipment Tradesperson,Communications Technician,Communications Linesperson,Carpenter and Joiner,Carpenter,Carpenter - Not qualified,Joiner,Plasterer,Roof Slater and Tiler,Steeplejack,Bricklayer,Wall and Floor Tiler,Stonemason,Painter and Decorator,Signwriter,Floor Sander/Finisher,Carpet Layer,Plumber,Gasfitter,Drainer,Roof Plumber,Butcher,Slaughterperson,Baker,Pastrycook,Cook,Cook (unqualified),Confectioner,Farm Overseer/Manager,Shearer,Wool Classer,Horse Trainer,Dog Trainer,Linotyper/Lithographer,Nurseryperson,Greenkeeper,Gardener,Landscape Gardener,Tree Surgeon,Binder and Finisher,Screen Printer,Wood Machinist,Cabinetmaker,Picture Framer,French Polisher/Furniture Finisher,Hairdresser,Tailor,Dressmaker,Apparel Cutter,Clothing Patternmaker,Furrier,Upholsterer,Shoemaker,Sail Maker,Shipwright,Boat Builder and Repairer,Glazier - Glass Tradesperson,Glass Blower,Jeweller,Gem Cutter and Polisher,Florist,Fire Fighter,Driller,Petroleum and Gas Plant Operator,Plant Operator,Defence Force Member,Navy, Seagoing Officer,Navy, Submariner,RAAF, Regular Flying,Bomb Disposal,Sound Technician,Camera Operator (Film, Television or Video),Television Equipment Operator,Broadcasting Technician,Motion Picture Projectionist,Light Technician,Production Assistant (Film, Television, Radio or Stage),Theatre or Cinema Technician,Make Up Artist,Optician,Optical Technician,Diver,Abalone Diver,Aircraft Safety Equipment Worker,Piano Tuner,Secretary,Stenographer,Personal Assistant,Personal Trainer,Bookkeeper,Credit and Loans Officer,Clerk of Court/Articled Clerk,Law Clerk,Court or Legal Secretary,Insurance Agent,Insurance Risk Surveyor,Insurance Investigator,Insurance Loss Adjuster,Publisher,Flight Attendant,Despatch Clerk,Auctioneer,Visual Merchandiser/Window Dresser,Office Worker,Clerk,Typist and Word Processing Operator,Data Entry Operator,Receptionist,Accounts Clerk,Credit Clerk,Payroll Clerk,Bank Worker,Insurance Clerk,Purchasing Officer,Wool Buyer,Library Assistant,Customs Inspector,Motor Vehicle Licence Examiner,Transport Inspector,Proof Reader,Debt Collector,Repossessor,Mail Supervisor,Court Orderly,Bailiff or Sheriff,Motor Vehicle and Caravan Salesperson,Boat Salesperson,Retail Supervisor,Checkout Supervisor,Preschool Aide,Teachers' Aide,Child Care Worker,Nanny,Aged or Disabled Person Carer,Nursing Assistant,Hotel Service Supervisor,Bar Attendant,Caterer,Supervisor, Waiters,Waiter,Dental Nurse,Veterinary Nurse,Prison Officer,Croupier,Casino Manager,Casino Worker,Beautician,Fitness Instructor,Travel Agent,Tourist Information Officer,Tour Guide,Museum or Gallery Attendant,Driving Instructor,Animal Attendant,Pest and Weed Controller,Dog Groomer,Lawnmowing Contractor,Construction Plant Operator,Bulldozer Operator,Backhoe Operator,Loader Operator,Grader Operator,Excavator Operator,Road Roller Operator (Asphalt Layer),Forklift Driver,Agricultural and Horticultural Harvester,Railway Track Worker,Streetsweeper Operator,Tow Truck Operator,Logging Plant Operator,Bobcat Operator,Dredger Operator,Crane, Hoist or Lift Operator,Foreman,Railway Signal Operator,Train Controller,Cement Production Plant Operator,Clothing Machinist,Weaving Machine Operator,Knitting Machine Operator,Tanner,Footwear Production Machine Operator,Tyre and Battery Fitter,Wood Processing Machine Operator,Paper Products Machine Operator,Stone Processing Machine Operator,Industrial Spray Painter,Truck Driver,Truck Driver, Long Distance,Furniture Removalist,Tanker Driver,Tanker Driver, Long Distance,House Mover,Bus Driver,Bus Driver, Long Distance,Tram Driver,Chauffer,Taxi Driver, Owner/Driver,Taxi Driver, Not Owner/Driver,Delivery Driver,Bread Vendor, Delivery,Milk Vendor, Delivery,Newsagent,Train Driver,Train Driver, Long Distance,Mining - Miner/Driller (underground),Mining - Assayer,Mining - Boilermaker,Mining - Welder,Mining - Carpenter,Mining - Plant operator (underground),Mining - Clerical/Admin,Mining - Supervisor (underground),Mining - Bogger operator,Mining - Crane operator,Mining - Dump Truck Operator,Mining - Excavator operator,Mining - Jumbo operator,Mining - Labourer,Mining - Mill operator,Mining - Truck driver,Mining - Electrician,Mining - Engineer (field work),Mining - Engineer (office only),Mining - Explosives handler,Mining - Explosives handler (underground),Mining - Fitter/Turner,Mining - Geologist (underground),Mining - Geologist (field work),Mining - Geologist (office only),Mining - Maintenance supervisor,Mining - Maintenance worker,Mining - Mechanic,Mining - Metallurgist,Mining - Mine deputy/ manager,Mining - Miner/Driller,Mining - O.H. and S. manager,Mining - Plant operator,Mining - Plumber,Mining - Firefighter,Mining - Safety officer,Mining - Sandblaster,Mining - Shotfirer,Mining - Supervisor,Mining - Surveyor,Mining - Train driver,Oil and gas - Onshore - Clerical/Admin,Oil and gas - Onshore - Supervisor,Oil and gas - Onshore - Crane Operator,Oil and gas - Onshore - Derrick Operator,Oil and gas - Onshore - Distributor,Oil and gas - Onshore - Driller,Oil and gas - Onshore - Geologist,Oil and gas - Onshore - Engineer,Oil and gas - Onshore - Laboratory Technician,Oil and gas - Onshore - Machine Operator,Oil and gas - Onshore - Mechanic,Oil and gas - Onshore - Rigger,Oil and gas - Onshore - Welder,Oil and gas - Offshore - Labourer,Oil and gas - Offshore - Supervisor,Oil and gas - Offshore - Crane Operator,Oil and gas - Offshore - Derrick Operator,Oil and gas - Offshore - Driller,Oil and gas - Offshore - Geologist,Oil and gas - Offshore - Engineer,Oil and gas - Offshore - Laboratory Technician,Oil and gas - Offshore - Tool Pusher,Oil and gas - Offshore - Mechanic,Oil and gas - Offshore - Rigger,Oil and gas - Offshore - Welder,Oil and gas - Refinery worker,Oil and gas - Pipeline worker,Blasting Worker,Scaffolder,Structural Steel Erector and Fixer,Steel Erector, Heights over 10 metres,Construction Rigger,Antenna Erector (over 10m),Building Insulation Installer,Blind/Awning/Screen Installer,Antenna Erector (under 10m),House Restumper,Storeperson,Seafarer,Fishing Hand,Supervisor, Forestry and Logging Workers,Tree Feller,Forest Timber Worker,Printer,Mail Clerk,Postal Sorting Officer,Telephonist (Switchboard Operator),Courier - Cyclist,Courier - Motorcyclist,Courier - Car,Courier - Van/Truck,Courier,Postal Delivery Officer,Betting Agency (TAB) Counter Clerk,Meter Reader,Interviewer,Parking Inspector,Sales Assistants,Checkout Operator/Cashier,Office Cashier,Ticket Seller (Theatre or Cinema),Transport Conductor,Door-to-Door Salesperson,Telemarketer,Model,Service Station Attendant,Materials Recycler (Scrap Metal Dealer),Security Guard (Armed),Security Guard (Unarmed),Armoured Car Escort,Railway Guard,Ticket Collector or Usher,Luggage Porter or Doorperson,Baggage Handler,Domestic Housekeeper/Cleaner,Caretaker,Laundry Worker,Drycleaner,Railways Assistant,Car Park Attendant,Cellarman/Bartender,Lifeguard,Hospital Orderly/Wardsperson,Leaflet and Newspaper Deliverer,Prostitute or Escort,Swimming Pool Attendant,Pallbearer,Building Wrecker,Account Executive,Aerobics Instructor,Agronomist,Anthropologist,Antique Dealer,Art Dealer,Artificial Inseminator,Attorney,Bacteriologist,Barista,Bottleshop Attendant,Bouncer,Butler,Cake Decorator,Call Centre Worker,Canteen Worker,Canvas Goods Manufacturer,Ceiling Fixer,Cemetery/Crematory Worker,Chimney Sweep,Chiropodist,Coal Miner,Compositor,Conveyancer,Deck Hand,Demolition Worker,Die Maker,Draper,Embalmer,Employment Agent,Enameller,Endodontist,Entomologist,Environmental Scientist,Estimator,Event Manager,Fibreglass Worker,Fishmonger,Fruit Packer/Picker,Fruiterer/Greengrocer,Furniture Restorer,Grave Digger,Gynaecologist,Harbour Pilot,Horticulturist,Hypnotherapist,Investor,Iridologist,Ironing Contractor,Ironmonger,Juice Vendor,Keyboard Operator,Kiln Worker,Kinesiologist,Lapidarist,Lathe Operator,Lawyer,Livestock Broker,Mail Contractor,Managing Director,Manicurist,Market Stall Holder,Martial Arts Instructor,Meat Packer,Merchant Banker,Microbiologist,Milliner,Moulder,Muffler Fitter,Oncologist,Orchardist,Orthodontist,Oyster Farmer,Packer,Periodontist,Photoengraver,Priest,Professor,Quarry Worker,Recruitment Consultant,Reflexologist,Repairperson,Rubbish Collector,Sandblaster,Shopfitter,Stevedore,Swimming Pool Builder,Tattooist,Tax Consultant,Tugboat Operator,Typesetter,Undertaker,Underwriter,Valet,Wallpaper Hanger,Wardsperson,Washing Machine Mechanic,Waterproofer,Weaver,Wharf Worker,Window Tinter,Windscreen Fitter,Wine Merchant,Painter and Decorator above 10m,Doctor,Commercial or Office Cleaner,Domestic Cleaner,Carpet Cleaner,Vehicle Cleaner/Detailer,Window Cleaner,Window Cleaner, Outdoors, Above Ground Floor,Brick Cleaner,Cleaner,Product Assembler,Meatworks Labourer,Meat Boner and Slicer,Food Technologist,Factory Worker,Sawmill Labourer,Process Worker,Tunneller,Earthmoving Labourer,Railway Shunter,Concreter,Crane Chaser,Fencing Contractor,Builder's Labourer,Paver,Bricklayer's Labourer,Farm Hand,Drover,Jackeroo/Jilleroo,Stockman,Garden Labourer,Shooter-Trapper,Kitchenhand,Garbage Collector,Waterside Worker,Handyperson,Vending Machine Attendant,Sign Erector,Mechanic's Assistant,Bicycle Repairer,Labourer,